Avalon Privacy Policy

This Privacy Policy Covers:

• This policy covers how Avalon treats personal information that Avalon collects and receives, including information related to your past use of Avalon products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.
• This policy does not apply to the practices of companies that Avalon does not own or control, or to people that Avalon does not employ or manage.

Information Collection and Use

General:

• Avalon collects personal information when you register with Avalon, when you use Avalon products or services, when you visit Avalon pages or the pages of certain Avalon Associations or partners, and when you submit information to Avalon.  Avalon may combine information about you that we have with information we obtain from business partners or other companies.
• When you register we ask for information such as your name, email address, birth date, gender, ZIP code, occupation, industry, and personal interests. For some financial products and services such as online payments we might also ask for your address, Social Security number, and information about your assets. When you register with Avalon and sign in to our services, you are not anonymous to us.
• Avalon collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.
• Avalon automatically receives and records information on our server logs from your browser, including your IP address, Avalon cookie information, and the page you request.
• Avalon uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

Children

• You must be 18 in order to use our services. 
• Avalon does not contact children under age 13 about special offers or for marketing purposes without a parent's permission.
• Avalon does not ask a child under age 13 for more personal information, as a condition of participation, than is reasonably necessary to participate in a given activity or promotion.

Information Sharing and Disclosure

• Avalon does not rent, sell, or share personal information about you with other people or non-affiliated companies except to your respective Association, to provide products or services you've requested, when we have your permission, or under the following circumstances:
  • We provide the information to trusted partners who work on behalf of or with Avalon under confidentiality agreements. These companies may use your personal information to help Avalon communicate with you about offers from Avalon and our partners. However, these companies do not have any independent right to share this information.
  • We have a parent's permission to share the information if the user is a child under age 13. Parents have the option of allowing Avalon to collect and use their child's information without consenting to Avalon sharing of this information with people and companies who may use this information for their own purposes.
  • We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims.
  • We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Avalon's terms of use, or as otherwise required by law.
  • We transfer information about you if Avalon is acquired by or merged with another company.
• Avalon may displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria—for example, men ages 39-44 from a particular geographic area.
  • Avalon does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
  • Avalon advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores and service companies).
• Avalon works with vendors, partners, advertisers, and other service providers in different industries and categories of business.

Cookies

• Avalon may set and access Avalon cookies on your computer.
• Avalon may let other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to Avalon's cookies.
• Avalon uses web beacons to access Avalon cookies inside and outside our network of web sites and in connection with Avalon products and services.

Your Ability to Edit and Delete Your Account Information and Preferences

General

• You can edit your Avalon Account Information, including your marketing preferences, at any time.
• New categories of marketing communications might be added to the Marketing Preferences page from time to time. Users who visit this page can opt out of receiving future marketing communications from these new categories or they can unsubscribe by following instructions contained in the messages they receive.
• We reserve the right to send you certain communications relating to the Avalon service, such as service announcements, administrative messages and the Avalon Newsletter, that are considered part of your Avalon account, without offering you the opportunity to opt out of receiving them.
• You can delete your Avalon account by visiting our Account Deletion page.

Confidentiality and Security

• We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.
• We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.

Changes to this Privacy Policy

• Avalon may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your Avalon account or by placing a prominent notice on our site.

Questions and Suggestions

• If you have questions or suggestions, please  can contact us at:

The Avalon Management Group, Inc.

31608 Railroad Canyon Road

Canyon Lake, California 92587

Phone: (951) 244-0048
Fax: (951) 244-0520
Email: hoa@avalon1.com

 

Effective Date: July 1, 2007